Have good credit? Start here:

We have financing available through Synchrony Bank. Applying is just like applying for a credit card, and if you have good enough credit to get approved for a credit card, we recommend applying with Synchrony.

Synchrony Credit Card Financing at Dreamland Mattress & Furniture

You can apply online or in our store. It’s a quick process to find out how much you are approved for, and the same account can be used to purchase with us again and again.

If you already have a Synchrony account with another retailer, you may be able to use that account in our store without reapplying. Just stop by and we can look up your account for you.

Click the button above to apply for financing today!

Looking for a No Credit Needed option? Start here:

We have No Credit Needed financing available through Uown. There’s no down payment. This program does require at least $1000 a month in gross income, a checking account in good standing that’s been open for at least 90 days, and no NSF items or bounced checks in the past 30 days. You can apply with a co-applicant if you like.

Payments can be set up on a weekly, biweekly, or monthly basis. Payments are automatically deducted from your checking account.

You don’t need good credit to apply, but payments made on time do get reported to help build your credit.

Example payments with our No Credit Needed program:
$300 purchase: $11.35/week for 56 weeks (13 months)
$500 purchase: $18.93/week for 56 weeks (13 months)
$700 purchase: $26.50/week for 56 weeks (13 months)

There’s also a 90-Day Quick Pay option with this program. If you can pay off the balance in 90 days, you’ll save a significant amount on interest.

Click here to apply for the No Credit Needed program today! >>>